Dedicated Professional Mortgage Broker Serving Edmonton, AB

One of the most important financial investments in your life, a mortgage not only provides you with a solution for your first big purchase but can also be an answer for your retirement plans. Your mortgage needs may change throughout the different stages of life. Chanele Langevin can help you navigate the path.

If you need mortgage advice, support, or help, it’s best to knock on the doors of a professional. Chanele Langevin is an experienced broker who can offer you her expertise and be your eyes and ears in the market. Clients are treated like family as we provide them with the best opportunity to build trust and mutual understanding. Chanele has a dedicated team fully prepared to help you purchase your new home. Call now to book an appointment with the best mortgage broker for Edmonton.

What Can We Do For You?

First Time Home Buyer Mortgages

Buying a home can be exciting. It can be overwhelming as well, especially for a first-time homebuyer. Before you take this big step, it is crucial to get some advice from a mortgage broker. We can help you understand the ins and outs of the financing associated with your purchase. Not only can we assist you in finding multiple lenders, but we can also help you find the best mortgage terms and rates so that you can buy your dream home.

Mortgage Refinancing

Through mortgage refinancing, you can change terms, reduce your interest rates, and potentially benefit from lower monthly payments. Chanele Langevin can help you get access to a multitude of home refinancing options so that you have the right choice for your needs. But, before that, we will help you decide whether refinancing is the best move forward for your particular situation, in the short as well as long term. Please note that this option won’t eliminate your debt; it can only change the type of mortgage, reduce the term of the loan, or liquidate cash from your home’s equity.

Mortgage Renewals

The mortgage contract with your lender is in effect only for a specific duration called the mortgage term. It can range from a couple of months to more than a few years. At the end of every term, you are required to renew the mortgage until you can pay the remaining amount in full. The chances are that you will be taking multiple terms for repaying the mortgage in full. Chanele Langevin can help you through the renewal process and assist with the renewal statement, reviewing your mortgage needs, or finding new lenders to negotiate the most desirable rates.

Home Equity Lines of Credit

Also known as HELOC, the home equity line of credit is a line of credit you can get through your home. Through HELOC, you are leveraging your house as collateral for your line of credit, meaning that you are borrowing against your home’s equity. It is a revolving line of credit that can be used for the consolidation of higher-interest rate debt on your other loans or your other large expenses. It typically carries lower interest rates than other types of loans, and the interest might even be tax-deductible. Mortgage professional, Chanele Langevin can advise you regarding interest deductibility and guide you through the application process.

Mortgages for Investors

When you are looking to buy real estate for an investment, there are many things to consider, including the type of property you are investing in and the strategy you will use to monetize the deal. Do you plan to rent out the home or use it as a vacation property? Among the million other factors to consider, loans and mortgages for investment properties are a little different than those for primary dwellings. You can lean on the expertise of a professional like Chanele Langevin, who can guide you through the whole process, right from pre-approval through to down payments and closing.

Why Choose Chanele and Her Team?

Chanele Langevin’s mortgage team aims to provide the best for our clients, which means customizing home loan solutions and delivering a high level of service that can help make a difference. Here is why you should choose us for home loan services:

Better Approval Conversions

Not every customer has the right circumstances to get a loan. We have helped customers in the past who had unusual circumstances and were failed by other brokers. We put in the extra effort to get you approved from reputable lenders.

Find the Right Home Loan

The best mortgage broker in Edmonton can help you assess your long-term goals and your financial situation to ensure that you find the right home loan.

Life and Disability Insurance

We offer life and disability insurance for protecting your mortgage. Chanele Langevin and Xeva Mortgage have partnered with Manulife to offer MPP (Mortgage Protection Plan), one of the best protection plans available in today’s market.